| Y/E Mar, Rs mn | FY11 | FY12 | FY13 | FY14E | FY15E | | Price | | | | | 1506 | | Target | | | | | 1656 | | Reco | | | | | NEU | | Net Interest Income | 90,169 | 107,342 | 138,664 | 164,756 | 194,794 | | Growth (%) | | 19 | 29 | 19 | 18 | | Pre-provision Profit | 90,475 | 103,865 | 131,992 | 165,946 | 193,014 | | Net Interest Margin | 2 | 3 | 3 | 3 | 3 | | Net Profit | 51,514 | 64,655 | 83,255 | 98,105 | 112,400 | | Growth (%) | | 26 | 29 | 18 | 15 | | EPS, Rs | 14 | 17 | 20 | 23 | 30 | | ABVPS, Rs | 460.6 | 512.7 | 551.5 | 592.0 | 651.5 | | PER, x | 107.5 | 91.2 | 75.3 | 66.8 | 50.2 | | P/BV, x | 3.1 | 2.9 | 2.6 | 2.4 | 2.2 | | ROA, % | 1.4 | 1.5 | 1.7 | 1.8 | 1.9 | | ROE, % | 33.3 | 26.6 | 20.6 | 17.5 | 15.3 |
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